Eduardo Grude

Co-Founder, GrudeWeb, LLC, Venezuela
I can honestly say that Payoneer has changed my life! My biggest problem has been solved, and I can now withdraw money that I received online through the US Payment Service, without having to incur any expenses, like depositing money to open such an account.

Having the ability to withdraw money I earn online


Using Payoneer’s US Payment Service to receive funds, which I can withdraw at ATMs or spend immediately online or in stores


Payoneer opened my eyes to an unknown world of opportunities that the Internet has to offer, so much so that I’m starting a new online business.

I received some payments using paypal, but I couldn’t use that money to purchase what I needed

My name is Carlos Paredes Grude, and I’m known as Eduardo Grude in my online activities. I am currently residing in Mérida, Venezuela. I am a programmer by profession and am currently developing several online advertising businesses (PTC/Pay To Click)

Before creating my current online advertising business, I worked full-time as a programmer and was also focused on freelance work designing websites for small business customers and independent professionals.

Due to the recognition that I enjoyed within the virtual community that was developed locally in Venezuela, one of the people who were part of this virtual community invited me to join a local online advertising business. Later on, we became partners and opened our own online advertising business beyond Venezuela.

I needed to promote my services on Google Adwords since the traditional methods weren’t effective enough for me and I needed to get more clients. The main problem I faced at that time as a freelancer was that I couldn’t do effective online advertising with per pay click payment methods such as Google Adwords, because of the limitations I encountered in Venezuela.

I received some payments using PayPal, but I couldn’t use that money to purchase what I needed, rather only to buy a few things or to make exchanges. I also heard about AlertPay and Neteller, but I didn’t use them, since they did not satisfy my needs due to the existing currency control situation in Venezuela.

That very night I found what I was looking for

For several months I was looking for options to allow me to open a bank account in the USA without traveling. I confess that sometimes, the anxiety I felt about finding a solution caused me to lose some sleep, because it was something I really needed at the time!

Until one night, I was particularly anxious to find a solution (it was past midnight), I got out of bed, turned on the computer and searched for “How to open a bank account in USA for free” on YouTube, and that very night I found what I was looking for! It seems incredible, but until then I had not found anything that would suit my needs. Payoneer allowed me, through a virtual bank account, to withdraw money from Paypal and use the money as I wanted!

I can honestly say that Payoneer has changed my life!

When I discovered everything that Payoneer offered, I didn’t think twice: I signed up and soon began creating guides and videos to explain to others the benefits of using Payoneer, how to use the virtual bank account and the various ways to withdraw their payments. That was the starting point which led me to be one of the top leaders of 2013 in Payoneer’s “Refer a Friend” affiliate program.

I can honestly say that Payoneer has changed my life! My biggest problem had been solved, and now I could withdraw money that I received online to a U.S. bank account through the U.S. Payment Service, without having to incur any expenses, like depositing money to open such account.

Payoneer not only helped me solve my main problem, which was to have a tool by which to pay for Internet advertising services in order to reach potential customers, but it also opened my eyes to a unknown world of opportunities that the Internet has to offer, so much so that I’m leaving my profession as a freelance worker to start other online businesses.

I think the Payoneer service and Customer Support are excellent. I would say Payoneer really puts themselves in its users’ shoes and also provides a lot of help to affiliates to help them achieve what they want in the best way possible.

Time-wise, I’d say it saved me many months, because in Venezuela there are exchange controls for foreign exchange and it’s not easy to get the currencies required to develop many activities. What’s important is that I went far beyond and did not focus on the problem but rather on the solution, as they say: “Every cloud has a silver lining”.

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